There are numerous annual multi-trip travel insurance policies online and trying to find the one that suits you best can be complicated and arduous. Ignoring the comparison can end up with you having to purchase additional travel covers which defeats the purpose of buying a multi-trip policy in the first place.
The main purpose of this annual travel insurance comparison is to ensure that you consider all the critical elements. For e.g. maximum stay per trip is generally 30 days but it’s better to go for a policy that permits 45-60 days in case you need it.
It is almost impossible to do a comprehensive comparison given the drastic variations between policies so to make the comparison easier we’ve made a checklist of the important covers, costs, optional-extras’ and any freebies that come with an annual policy. We’ve also made added explanation notes and made the table downloadable for you to add the insurers you are considering.
In the hope that you will consider HolidayGuard, we have prefilled the cover, costs, benefits, and inclusions that come with our policy. You can view and Annual Travel Insurance Comparison Checklist. The comparison points we included are:
  • Medicals & Related (Repatriation & Evacuation)
  • Baggage Loss
  • Baggage Delay
  • Trip Cancellation
  • Missed Departure
  • Legal Costs
  • 3rd Party Liability
  • Length Of Stay Per Trip
  • Activities Covered (just in case you want to do more than sight-seeing)
  • Winter & Water Sports (bonuses from our policy)
The download is a formatted Microsoft excel sheet that you can add to. If you think we have missed any critical items do let us know. 
Here is more information about our Annual Multi-Trip Insurance Policy